Last updated: [effective date]
These Terms of Service ("Terms") govern your use of this website, operated by First Avenue Financial ("First Avenue Financial", "we", "us", or "our"), a licensed insurance broker operating in Alberta and British Columbia, Canada. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this website.
This website is intended for residents of Alberta and British Columbia who have reached the age of majority in their province of residence. First Avenue Financial is not licensed to offer insurance products outside of Alberta and British Columbia.
This website allows you to submit basic personal and health information in order to receive an estimated term life insurance premium, compiled by comparing rates from multiple Canadian insurance carriers, and to request a callback from a licensed insurance advisor. This website does not itself sell or issue insurance policies.
Any premium estimate, coverage amount, or rate displayed on this website is generated automatically from the information you provide and from third-party rate-comparison data (including Compulife Software Inc.). Estimates are provided for informational purposes only, are not a quote, offer, or contract of insurance, and do not guarantee eligibility, coverage, or final pricing. Final rates, eligibility, and coverage are determined solely by the applicable insurance carrier following formal underwriting, which may include a medical exam, questionnaire, or other requirements.
Content on this website, including calculator estimates, is provided for general informational purposes only and does not constitute insurance, financial, legal, or tax advice. You should consult a licensed insurance advisor before making any decision about insurance coverage.
You are responsible for the accuracy and completeness of the information you submit through this website. Inaccurate or incomplete information may result in an inaccurate estimate, delays, or denial of coverage during underwriting.
By submitting the quote form, you consent to being contacted by a licensed First Avenue Financial advisor about your inquiry. Where you provide separate consent to receive marketing communications, that consent is obtained and may be withdrawn in accordance with Canada's Anti-Spam Legislation (CASL) and our Privacy Policy.
All text, graphics, logos, and other content on this website are the property of First Avenue Financial or its licensors and are protected by Canadian and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
This website relies on and may link to third-party services, including Compulife Software Inc. for rate comparisons and various insurance carriers. We are not responsible for the content, accuracy, or practices of any third-party service or website.
To the maximum extent permitted by law, First Avenue Financial is not liable for any loss or damage arising from your use of, or inability to use, this website, or from any decision made based solely on an estimate shown on this site. This website and its content are provided "as is" without warranties of any kind, express or implied.
You agree to indemnify and hold harmless First Avenue Financial, its employees, and agents from any claim, loss, or damage arising from your misuse of this website or your breach of these Terms.
These Terms are governed by the laws of the Province of [Alberta / British Columbia — to confirm] and the federal laws of Canada applicable therein, without regard to conflict of law principles. You agree that any dispute arising from these Terms will be resolved in the courts of that province.
We may update these Terms from time to time. The "Last updated" date at the top of this page indicates when these Terms were last revised. Continued use of this website after changes are posted constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us at:
First Avenue Financial
Phone: 403-390-2380